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Financing Options

Outfitting a commercial kitchen is a big investment. We’ve partnered with leading Canadian equipment-finance providers to make it easier to get the gear you need today and spread payments over time.

Why finance?

  • Preserve cash flow. Keep working capital available for inventory, payroll, and growth.
  • Tax benefits. Lease payments may be fully tax-deductible as an operating expense (consult your accountant).
  • Upgrade easily. Lease-to-own and operating lease options let you stay current with new equipment.
  • Fast approval. Most applications get a decision within 24–48 hours.

Programs

Lease-to-own (most popular)

Fixed monthly payments over 24–60 months. At the end of the term, you own the equipment outright for a nominal buyout (usually $1–$10).

Operating lease

Lower monthly payments. At the end of the term, return the equipment, upgrade, or buy out at fair market value.

0% promotional financing

Limited-time offers on select products and order sizes. Currently: 0% for 12 months on orders over $5,000. Ask us for current promotions.

What you’ll need

  • Business name, address, and contact info
  • Years in business (start-ups welcome — special programs available)
  • Brief description of the business
  • Signed application (we send via email)

Get started

Email info@sfequipment.ca or call 519-721-4891. We’ll send the application and have a decision back to you within 1–2 business days in most cases.

Save on your next kitchen

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